Calculate your line of credit payments
Calculate your line of credit repayments based on the amount you choose and the payment frequency you select.
Financial Responsibility Rewarded
Your financial responsibility will be rewarded following the first loan paid without any changes to the payment schedule. A discount will be given on the application fee for the next loan granted.
Complete your request
Your data is secured with high-level protection
Approved within 1 hour
Get a decision quick and easy
Simple and safe direct deposit of your money
Direct deposit, Instant Deposit and Interac E-transfer. The quickest ways to get your money!
Flexible conditions
Chose a payment plan that works best for you.
About Go Prêt
We're just like you. We believe that every person should have access to credit options. These should be adaptable to individual needs and supported by financial responsibility. That's why today we're presenting you with a simple, efficient and secure financing alternative.
- Quick and easy
- Pay off at your own pace
- 100% Safe
Quick FAQs
Annual Percentage Rate (APR)
The APR on the amount borrowed from the lender is 19%.
For example, a $500 line of credit including principal, fees and interest will result in a repayment of approximately $765.
Renewals
Our loyal customers have the option to renew their margin after a grace period, allowing them to complete the repayment of a previous margin before payments begin for their new margin.
Your financial responsibility will be rewarded following the first loan paid without any changes to the payment schedule. A discount will be given on the application fee for the next loan granted.
Faster reimbursement
Pay off your line of credit over a flexible period of 90 to 120 days, tailored to your pay frequency.
Increase your payments to pay off your line faster and save on interest.
Missed Payments and Credit Score
Any missed payments will be deferred until the end of your contract and will incur a non-sufficient funds fee, as stipulated in the contract. This will have no impact on your credit score within our company.
If you plan to postpone a payment, please contact us at least 48 hours in advance. However, please note that this delay will incur additional charges in accordance with the terms of the contract and will be deferred until the end of your contract. Proper repayment of your margin ensures exceptional service, and renewing your margin is always hassle-free.
Responsible Debt Collection
Our company is committed to responsible collection practices. In the event of difficulties in making your payments, our debt collectors reserve the right to terminate your installment plan and use a variety of methods to collect outstanding amounts.
Terminated payments will be subject to interest on the outstanding balance of your margin. The borrower is responsible for covering all legal fees associated with recovering amounts owed. Unpaid claims will be dealt with to the fullest extent of the law.
Responsible Margin Policy
All applications go through a screening process to ensure that the borrower has adequate income to repay the margin.
This includes, but is not limited to: verifying the adequacy of your monthly salary for the repayment of the line of credit and its eligibility for such a line of credit; Assessing whether there are excessive non-sufficient funds charges in your bank account and whether there are excessive pre-authorized payments debited from your bank account, which may affect your ability to repay your margin in a timely manner.
If you do not meet any of these criteria, your margin request will be denied.
Missed payment fees and credit score
A $45 fee will be charged to your account if a payment is declined due to insufficient funds or other reasons. If you are unable to make a payment, please let us know by phone or email at least 48 hours in advance. A $25 fee will then be added to your account to defer a payment. By repaying your loan diligently, we guarantee you exceptional service on your next loan application.
Please borrow responsibly
Please borrow responsibly. We offer you a way to help you during difficult times. However, the interest rate is higher than the rate of local banks. These margins should only be contracted when you have no other options for obtaining financial assistance, and you should use them as rarely as possible. When taken out with full knowledge of the facts, this margin may prove to be the right solution for you.
However, taking out a large number of short-term margins at the same time could lead to serious financial problems and unbearable debt.
The APR on the amount borrowed from the lender is 19%.
For example, a $500 line of credit including principal, fees and interest will result in a repayment of approximately $765.
Our loyal customers have the option to renew their margin after a grace period, allowing them to complete the repayment of a previous margin before payments begin for their new margin.
Your financial responsibility will be rewarded following the first loan paid without any changes to the payment schedule. A discount will be given on the application fee for the next loan granted.
Pay off your line of credit over a flexible period of 90 to 120 days, tailored to your pay frequency.
Increase your payments to pay off your line faster and save on interest.
Any missed payments will be deferred until the end of your contract and will incur a non-sufficient funds fee, as stipulated in the contract. This will have no impact on your credit score within our company.
If you plan to postpone a payment, please contact us at least 48 hours in advance. However, please note that this delay will incur additional charges in accordance with the terms of the contract and will be deferred until the end of your contract. Proper repayment of your margin ensures exceptional service, and renewing your margin is always hassle-free.
Our company is committed to responsible collection practices. In the event of difficulties in making your payments, our debt collectors reserve the right to terminate your installment plan and use a variety of methods to collect outstanding amounts.
Terminated payments will be subject to interest on the outstanding balance of your margin. The borrower is responsible for covering all legal fees associated with recovering amounts owed. Unpaid claims will be dealt with to the fullest extent of the law.
All applications go through a screening process to ensure that the borrower has adequate income to repay the margin.
This includes, but is not limited to: verifying the adequacy of your monthly salary for the repayment of the line of credit and its eligibility for such a line of credit; Assessing whether there are excessive non-sufficient funds charges in your bank account and whether there are excessive pre-authorized payments debited from your bank account, which may affect your ability to repay your margin in a timely manner.
If you do not meet any of these criteria, your margin request will be denied.
A $45 fee will be charged to your account if a payment is declined due to insufficient funds or other reasons. If you are unable to make a payment, please let us know by phone or email at least 48 hours in advance. A $25 fee will then be added to your account to defer a payment. By repaying your loan diligently, we guarantee you exceptional service on your next loan application.
Please borrow responsibly. We offer you a way to help you during difficult times. However, the interest rate is higher than the rate of local banks. These margins should only be contracted when you have no other options for obtaining financial assistance, and you should use them as rarely as possible. When taken out with full knowledge of the facts, this margin may prove to be the right solution for you.
However, taking out a large number of short-term margins at the same time could lead to serious financial problems and unbearable debt.