You can easily apply online or by phone.
The application process takes less than 5 minutes to complete.
Our process is fast and easy. As soon as you send us your application and the required documents, we get back to you within one hour maximum.
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Your data is secured with high-level protection
Approved within 1 hour
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Simple and safe direct deposit of your money
Direct deposit, Instant Deposit and Interac E-transfer. The quickest ways to get your money!
Flexible conditions
Chose a payment plan that works best for you.
To be eligible for a loan, you must:
- Be 18 years old and up;
- Be a Quebec resident;
- Be employed for at least 3 months;
- Be paid by direct deposit in a Canadian bank;
- Not be in a bankruptcy situation;
- Earn more than $1500 per month.
After completing your application online or with our operator, a contract of variable credit will be sent to you by fax or email.
Financial Responsibility Rewarded
Your financial responsibility will be rewarded following the first loan paid without any changes to the payment schedule. A discount will be given on the application fee for the next loan granted.
- The first loan paid without modification to the payment schedule will be given a 10% discount on the application fees of the next loan granted.
- For the second loan paid without modification to the payment schedule, a 15% discount will be given on the application fees of the next loan granted.
- For the third loan paid without modification to the payment schedule, a 20% discount will be given on the application fees of the next loan granted.
FAQ
We are often ask several questions, we grouped them here to help you.
The variable credit agreement is the contract by which a credit is granted in advance by a merchant to a consumer who may avail himself of it from time to time, in whole or in part, according to the terms of the contract.
The variable credit agreement includes the contract for the use of what is commonly referred to as a credit card, credit account, budget account, revolving credit, line of credit, line of credit and any other similar contract.
You can apply for a line of credit online through our application form, call us at 1-888-340-0474 or write to us at info@go-pret.ca.
- Be 18 years old and up;
- Earn more than $1500 per month.
- Be employed for at least 3 months;
- Be a Quebec resident;
- Be paid by direct deposit in a
- Canadian bank;
- Not have an excess of NSF payments in the account;
- Don't have too high a level of short-term debt;
- Not about to declare bankruptcy or to enter into a consumer proposal
Yes, we welcome clients benefiting from CNESST (formerly CSST), unemployment insurance, disability insurance, pension plan and other programs. Specific conditions may apply.
Feel free to contact us by email info@go-pret.ca for more information.
We only accept people who receive their salary by direct deposit.
The companies we deal with offer:
- An annual interest rate of 19% (APR);
If the transfer is made before 10:30 a.m., you should receive the funds from your line of credit before the end of the day. However, if the transfer is made after 10:30 a.m., please note that it may take up to 24 business hours for the funds to be available in your bank account.
- Be under a consumer proposal or voluntary deposit;
- Having an unstable job;
- Incomplete or incorrect required documents.