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How it works

You can easily apply online or by phone.

The application process takes less than 5 minutes to complete.

Our process is fast and easy. As soon as you send us your application and the required documents, we get back to you within one hour maximum.

Apply Now!

Complete your request

Your data is secured with high-level protection

Approved within 1 hour

Get a decision quick and easy

Simple and safe direct deposit of your money

Direct deposit, Instant Deposit and Interac E-transfer. The quickest ways to get your money!

Flexible conditions

Chose a payment plan that works best for you.

To be eligible for a loan, you must:

  • Be 18 years old and up;
  • Be a Quebec resident;
  • Be employed for at least 3 months;
  • Be paid by direct deposit in a Canadian bank;
  • Not be in a bankruptcy situation;
  • Earn more than $1500 per month.

After completing your application online or with our operator, a contract of variable credit will be sent to you by fax or email.

Financial Responsibility Rewarded

Your financial responsibility will be rewarded following the first loan paid without any changes to the payment schedule. A discount will be given on the application fee for the next loan granted.

  • The first loan paid without modification to the payment schedule will be given a 10% discount on the application fees of the next loan granted.
  • For the second loan paid without modification to the payment schedule, a 15% discount will be given on the application fees of the next loan granted.
  • For the third loan paid without modification to the payment schedule, a 20% discount will be given on the application fees of the next loan granted.

FAQ

We are often ask several questions, we grouped them here to help you.